WHO WE ARE
We Understand, Your Hustle
Whether you're running a shop, farming your land, driving to earn a living, or building your career, life in Kenya is full of effort, risk, and ambition.
At Unipolar, we walk that journey with you.
We don’t just sell insurance.
We help you:
Protect your income
Secure your family
Keep your business running, even when the unexpected happens
Since 2000, we’ve helped thousands of Kenyans find the right cover without confusion or stress.
Our Offerings
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Select what you need and get started instantly
Plan Ahead
Secure My Future
Retirement plans, wealth creation, and long-term savings to achieve your dreams. Start building your future today.
Stay Covered
My Health
Comprehensive medical cover for individuals and families, ensuring access to quality care without huge bills.
Protect Family
My Loved Ones
Life insurance, family protector plans, and education funds for those who matter most.
Explore Cover →
Motor Cover
My Car
Comprehensive protection for every road, from Nairobi CBD to upcountry. Competitive rates, fast claims.
Travel Safe
My Travel
Travel medical, trip cancellation, baggage loss, and emergency assistance worldwide.
Home Protection
My Home
Property insurance, contents cover, and protection against fire, theft, and natural disasters.
Protect My Home →
Business Solutions
Secure My Business
Protect your team, assets, and operations with specialist covers designed for the Kenyan market.
- Group Medical & Life
- WIBA & Employers Liability
- Property & Logistics
People First
My Team
Group life, group medical, and employee wellness solutions to safeguard your people.
Niche Solutions
Special Cover
Cyber insurance, directors & officers liability, and tailored niche industry covers.
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Why Thousands of Kenyans Trust Unipolar
Independent, experienced, and on your side when it matters most. Since 2000, we've walked the journey with our clients.
Independent Advice
Not tied to any insurer — we shop the entire market to find you the most competitive, appropriate cover.
26+ Years Experience
Our ACII-qualified team brings decades of hands-on experience in corporate risk and finance.
Claims Champions
We aggressively pursue every claim on your behalf — ensuring a prompt, fair settlement when you need it most.
26+
Years in Business
Need Expert Advice?
Our advisors are ready to help you navigate the complexities of insurance. Request a callback and we'll reach out within 2 hours.
+254 722 524991
unipolar@unipolar.co.ke
Request for a callback
News & Insights
Explore More Stories
15 May 2026
Why Every Kenyan Family Needs a Medical Cover in 2026
With rising hospital costs across Nairobi and beyond, having a health plan is no longer a luxury — it's a necessity for every household.
Read More →
2 May 2026
Comprehensive vs Third-Party Motor Cover: What's Right for You?
Many Kenyan drivers choose third-party cover to save money, but is it really the smarter choice? We break down what each policy actually covers.
Read More →
20 April 2026
Home Insurance in Kenya: Are You Covered for the Right Risks?
From flooding in Westlands to burglaries in Kiambu, Kenyan homeowners face unique risks. Here's how to make sure your policy has you covered.
Read More →
10 April 2026
5 Insurance Covers Every SME in Kenya Should Have
Small and medium businesses are the backbone of Kenya's economy, yet most operate without adequate cover. Here are the five policies that matter most.
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28 March 2026
Travelling Abroad This Season? Don't Leave Without Travel Insurance
From medical emergencies in Dubai to lost luggage in London, travel insurance can save you thousands. Here's what to look for in a good policy.
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15 March 2026
Retirement Planning: Why Starting Early in Kenya Pays Off
Compound interest is your greatest ally. We show how starting a retirement savings plan at 30 versus 45 can mean a difference of millions at retirement.
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5 March 2026
Cyber Insurance: The Cover Kenya's Businesses Can't Afford to Ignore
Cybercrime losses in Kenya hit billions in 2025. We explain how cyber insurance protects your business from ransomware, data breaches, and online fraud.
Read More →
20 February 2026
Education Insurance: Securing Your Child's Future No Matter What
School fees inflation in Kenya averages 12% per year. An education insurance plan ensures your child's schooling continues even if you're no longer there.
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10 February 2026
How an Independent Insurance Broker Saves You Money in Kenya
Independent brokers shop the entire market for you. Here's how working with one can cut your premiums significantly.
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28 January 2026
Contractors: Are Your Projects Protected Against Liability Claims?
Construction accidents and third-party liability suits are rising in Kenya. Contractors' All Risk and Public Liability covers explained in plain language.
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15 January 2026
Group Medical Cover: A Benefit That Attracts and Retains Top Talent
In a competitive job market, group health cover is one of the top benefits Kenyan employees look for. We explain how to structure the right scheme for your team.
Read More →
5 January 2026
Electric Vehicles in Kenya: What Your Motor Policy Must Cover
As EVs become more common on Kenyan roads, standard motor policies may leave you exposed. Here's what to check before insuring your electric vehicle.
Read More →