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What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Secure My Team

    Why This Matters for your business

    Invest in your people. Strengthen your business.

    Healthier, Happier Team

    Your team gets the care and protection they need, building trust and peace of mind.

    Business Stability

    Stay prepared for the unexpected and keep your operations running smoothly.

    Employer Confidence

    Support your team, reduce risk, and lead your business with confidence.

    Secure My Team

    Take Care of the People Who Help You Grow

    Behind every biashara is a team: your shop attendant, your driver, your fundi, and your office staff.

    They show up every day to help your business run. But accidents can happen, on-site, on the road, or even on a normal working day.

    With the right cover, you protect your people and avoid unexpected costs that can slow down your business.

    Smarter decisions begin with the right support.

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    I would like to protect my team
    Select the cover you need and get started instantly
    Group Life
    Group Life
    Provide your employees with life cover that protects their families in the event of death or disability.
    More Information
    Employers Liability
    Employers Liability
    Protect your business against legal claims from employees who suffer injury or illness at work.
    More Information
    WIBA
    WIBA
    Work Injury Benefits Act cover ensuring compensation for employees injured or killed in the course of work.
    More Information
    Group Medical
    Group Medical
    Comprehensive medical cover for your entire workforce, including inpatient, outpatient, and wellness benefits.
    More Information

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