What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Whole Life Insurance

    What is Whole Life Insurance?

    Whole Life Insurance is a long-term life cover that protects your loved ones financially for your entire lifetime, as long as premiums are paid. In addition to providing a guaranteed death benefit, it can also build cash value over time, giving you long-term financial security and peace of mind.

    • Natural and accidental death benefits
    • Permanent lifetime protection
    • Financial support for your beneficiaries
    • Savings or cash value accumulation (depending on the policy)
    • Optional additional benefits through riders such as critical illness or disability cover
    • Lifelong financial protection
    • Guaranteed payout to your beneficiaries
    • Helps secure your family’s future and lifestyle
    • Can build cash value over time
    • Offers peace of mind knowing your loved ones are protected
    • Useful for estate planning and long-term wealth preservation
    • Individuals looking for lifelong insurance protection
    • Parents planning long-term financial security for their family
    • Breadwinners who want to leave a financial legacy
    • Business owners seeking continuity and protection
    • Anyone looking for both protection and long-term financial value

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