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What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Personal Accident Cover

    What is Personal Accident

    Personal Accident Insurance provides financial protection in the event of accidental injury, disability, or death. It helps cover medical expenses and offers compensation to support you and your family after an accident.

     

    • Accidental death benefits
    • Permanent and temporary disability cover
    • Medical expenses resulting from accidents
    • Hospital cash benefits
    • Emergency medical evacuation
    • Funeral expenses (depending on the plan)
    • Loss of income due to accidental injury
    • Financial support during recovery
    • Protection against unexpected accident-related expenses
    • Peace of mind for you and your family
    • Affordable premiums with valuable coverage
    • 24/7 protection whether at work, home, or travelling
    • Individuals seeking extra financial protection
    • Employees and business professionals
    • Frequent travellers and commuters
    • Self-employed individuals
    • Anyone looking to safeguard themselves and their loved ones against accidents
    • Fast policy issuance
    • Affordable group rates
    • Fast and reliable claims process
    • Expert claims support

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