What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Family Medical Insurance

    What is Family Medical Insurance

    Family Medical Insurance is a health cover designed to protect you and your loved ones against the cost of medical treatment. It provides access to quality healthcare services for the whole family, helping cover expenses such as hospitalisation, outpatient treatment, emergency care, maternity services, and specialist consultations.

     

    • Inpatient hospitalisation expenses
    • Outpatient consultations and treatment
    • Emergency medical treatment and ambulance services
    • Maternity and newborn care
    • Specialist consultations and diagnostic tests
    • Prescription medication
    • Chronic illness management
    • Dental and optical cover (depending on the plan)
    • Financial protection against unexpected medical bills
    • Access to quality healthcare facilities and specialists
    • Peace of mind knowing your family’s health needs are covered
    • Flexible plans to suit different family sizes and budgets
    • Faster access to treatment and medical support
    • Comprehensive healthcare for every stage of life
    • Families seeking reliable healthcare protection
    • Parents with children who need regular medical care
    • Couples planning for maternity and family wellness
    • Individuals looking to secure affordable healthcare for dependents
    • Anyone who wants peace of mind and access to quality medical services for their loved ones
    • Fast policy issuance
    • Affordable group rates
    • Fast and reliable claims process
    • Expert claims support

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