What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Fire and Peril Insurance

    What is Fire & Perils Insurance?

    Fire & Perils Insurance is a type of business cover that protects your biashara from financial loss or physical damage caused by fire and a range of natural and accidental events. It is designed to help you recover when unexpected disasters strike your premises, stock, or equipment.

    • Business premises (buildings)
    • Stock and inventory
    • Office equipment and furniture
    • Machinery and tools
    • Fixtures and fittings
    • Protection against major disasters
    • Covers both property and contents
    • Reduces financial loss
    • Helps your business recover faster
    • Peace of mind even in uncertain times
    • Retail shops and supermarkets
    • Hardware and construction businesses
    • Offices and SMEs
    • Warehouses and storage facilities
    • Property owners and landlords
    • Tailored solutions for your business
    • Competitive group rates
    • Fast and reliable claims process
    • Expert support every step of the way

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      Smarter decisions begin with the right support.

      I would like to protect my business
      Select the cover you need and keep your operations running smoothly
      All Risk
      All Risk
      Protects your valuable business items from accidental loss or damage, giving you broad coverage for everyday risks that can affect your operations.
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      Burglary Insurance
      Burglary Insurance
      Protects your business against losses caused by break-ins, theft, or forced entry into your premises.
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      Money Insurance
      Money Insurance
      Protects your business cash from theft, robbery, or loss while on your premises or in transit.
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      Motor Commercial
      Motor Commercial
      Comprehensive coverage for your business vehicles against accidents, theft, and other risks.
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