What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Goods In Transit

    What is Goods In Transit

    Goods in Transit Insurance protects your biashara against loss or damage to goods while they are being transported from one place to another. This cover applies whether goods are moved by road, rail, or other approved means within Kenya.

    It ensures that your stock, merchandise, or business goods are financially protected from the moment they leave your premises until they safely reach their destination.

    • Retail stock and merchandise
    • Raw materials and supplies
    • Finished goods for delivery
    • Machinery being transported
    • Business inventory between branches
    • Customer deliveries and consignments
    • Protection for goods while on the move
    • Covers theft, accidents, and fire
    • Reduces financial loss during transit
    • Improves business reliability and trust
    • Peace of mind for deliveries and logistics
    • Retailers and wholesalers
    • Manufacturers and distributors
    • Logistics and transport companies
    • E-commerce businesses
    • Construction and hardware suppliers
    • Any business that moves goods regularly
    • Tailored solutions for your business
    • Competitive group rates
    • Fast and reliable claims process
    • Expert support every step of the way

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      Smarter decisions begin with the right support.

      I would like to protect my business
      Select the cover you need and keep your operations running smoothly
      All Risk
      All Risk
      Protects your valuable business items from accidental loss or damage, giving you broad coverage for everyday risks that can affect your operations.
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      Fire and Peril
      Fire and Peril
      Covers your business property and stock against fire and related risks such as floods, explosions, and other unexpected disasters.
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      Money Insurance
      Money Insurance
      Protects your business cash from theft, robbery, or loss while on your premises or in transit.
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      Burglary Insurance
      Burglary Insurance
      Protects your business against losses caused by break-ins, theft, or forced entry into your premises.
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