What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Group Health

    Keep Your Team Healthy and Your Business Moving

    When your team is healthy, your business runs better.

    But hospital bills in Kenya can be expensive and unpredictable. One illness can disrupt your employee—and your operations.

    With Group Medical Cover, your team gets access to quality healthcare without the stress of paying out of pocket.

    • Inpatient Care — covers hospital admissions, surgeries, and major treatments.
    • Outpatient Care — covers doctor visits, consultations, and basic treatment.
    • Medication — access to prescribed drugs without extra financial pressure.
    • Emergency Treatment — support in urgent situations when immediate care is needed.
    • Optional Family Cover — extend protection to your employees' dependents.
    • Healthier employees means better productivity across your team.
    • Less downtime due to illness keeps your operations running smoothly.
    • Builds loyalty and trust with your team over the long term.
    • Makes your business more attractive to top talent in the market.
    • Mental health and counselling support for overall employee wellbeing.
    • We help you choose the right cover for your team size and budget.
    • We compare options from top insurers to get you the best deal.
    • We explain everything in simple, clear terms — no jargon.
    • We support you every step of the way when you need to use the cover.

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      Smarter decisions begin with the right support.