What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Professional Indemnity

    What is Professional Liability?

    Contractors All Risk (CAR) Insurance in Kenya protects your construction projects against financial loss resulting from damage, accidents, or unexpected events during construction. This cover includes building works, materials on site, and construction equipment, as well as risks such as fire, theft, and natural events.

    Whether you’re handling a small building project or a large construction site, CAR insurance ensures that unexpected setbacks don’t bring your work to a halt. Instead of absorbing the full cost of repairs or losses, this construction insurance cover helps you recover quickly and keep your project moving forward.

    • Claims of professional negligence, errors, or omissions in service delivery
    • Legal costs and court fees arising from client disputes or lawsuits
    • Compensation payments awarded to clients due to financial loss caused by your advice or services
    • Breach of professional duty or contract
    • Defamation (libel or slander) arising from professional work
    • Losses caused by incorrect advice, design, analysis, or documentation
    • Defence costs even when a claim is unfounded
    • Protects your business from costly legal claims and compensation payouts
    • Safeguards your professional reputation and credibility
    • Covers legal defence costs, reducing financial pressure during disputes
    • Enhances client trust and confidence in your services
    • Ensures business continuity even after claims or allegations
    • Suitable risk management tool for service-based professionals
    • Helps meet contractual or regulatory insurance requirements
    • CConsultants and business advisors
    • Architects and engineers
    • Accountants and auditors
    • Lawyers and legal practitioners
    • IT professionals and software developers
    • Insurance brokers and financial advisors
    • Medical and healthcare professionals (non-hospital claims-related risks)
    • Freelancers and independent contractors offering professional services
    • Tailored solutions for your business
    • Competitive group rates
    • Fast and reliable claims process
    • Expert support every step of the way

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