What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

Request for a callback

    Public Liablity

    What is CAR?

    Contractors All Risk (CAR) Insurance in Kenya protects your construction projects against financial loss resulting from damage, accidents, or unexpected events during construction. This cover includes building works, materials on site, and construction equipment, as well as risks such as fire, theft, and natural events.

    Whether you’re handling a small building project or a large construction site, CAR insurance ensures that unexpected setbacks don’t bring your work to a halt. Instead of absorbing the full cost of repairs or losses, this construction insurance cover helps you recover quickly and keep your project moving forward.

    • Damage to construction works (buildings under construction)
    • Loss or damage to materials on site
    • Theft of construction materials and equipment
    • Damage caused by fire, floods, or natural events
    • Accidental damage during construction works
    • Temporary structures, tools, and site equipment
    • PProtects your project from unexpected losses
    • Reduces financial risk during construction
    • Keeps your project on schedule after setbacks
    • Covers multiple risks under one policy
    • Gives peace of mind throughout the project
    • Contractors and subcontractors
    • Real estate developers Construction companies
    • Construction companies
    • Civil engineering firms
    • Project owners undertaking building works
    • Tailored solutions for your business
    • Competitive group rates
    • Fast and reliable claims process
    • Expert support every step of the way

    Request for a callback

      Smarter decisions begin with the right support.

      Explore Similar Products
      Erection All Risk (EAR)
      Erection All Risk (EAR)
      Ensure your machinery and equipment are covered against accidents and errors during installation.
      More Information
      Marine Insurance
      Marine Insurance
      Keep your goods protected against loss or damage while in transit, locally or internationally.
      More Information
      Professional Indemnity
      Professional Indemnity
      Stay protected from costly claims arising from professional errors or advice.
      More Information
      Contractors All Risk (CAR)
      Contractors All Risk (CAR)
      Protect your construction projects from unexpected damage, loss, or on-site risks from start to finish.
      More Information