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What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    Protect Every Project. Cover Every Risk.

    Why This Matters for your business

    Standard Covers Aren’t Always Enough

    Complex risks like construction, engineering, and professional services need more tailored protection.

    Projects Come with High Stakes

    Large projects involve big investments; one incident can lead to major financial loss.

     

     

    Liability Risks Are Real

    Accidents, errors, or third-party claims can happen anytime and can be costly to handle.

     

    Protect your projects

    Protect Your Projects and Liability

    Safeguard your projects, people, and professional responsibilities from complex risks.

    Running a business in Kenya, especially in construction, engineering, or professional services, comes with higher exposure. From site accidents and project delays to liability claims and professional errors, these risks can have a serious financial and legal impact.

    That’s why we offer specialist insurance solutions designed for more complex needs. Whether it’s your projects, contracts, or liability, we help you stay protected so you can focus on delivering with confidence.

    Smarter decisions begin with the right support.

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    I would like to protect my business
    Choose a speciality cover that fits your unique business risks and get started instantly
    Contractors All Risk (CAR)
    Contractors All Risk (CAR)
    Protect your construction projects from unexpected damage, loss, or on-site risks from start to finish.
    More Information
    Erection All Risk (EAR)
    Erection All Risk (EAR)
    Ensure your machinery and equipment are covered against accidents and errors during installation.
    More Information
    Marine Insurance
    Marine Insurance
    Keep your goods protected against loss or damage while in transit, locally or internationally.
    More Information
    Professional Indemnity
    Professional Indemnity
    Stay protected from costly claims arising from professional errors or advice.
    More Information
    Public Liability
    Public Liability
    Protect your business from claims if third parties are injured or their property is damaged
    More Information

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