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What is Employers Liability Insurance ?

Employers Liability Insurance is a cover that protects your business if an employee suffers injury, illness, or death as a result of their job and decides to make a legal claim against you.

It helps cover legal fees, compensation payments, and related costs—so your business stays financially secure.

  • Legal fees and court costs
  • Compensation claims from employees
  • Settlements and damages awarded by courts
  • Negligence-related claims
  • Medical costs related to workplace injury disputes
  • Construction companies
  • Manufacturing industries
  • Transport and logistics firms
  • Retail and service businesses
  • Offices and corporate organizations
  • SMEs with employees
  • Protection against employee lawsuits
  • Covers legal defense costs
  • Safeguards business finances
  • Enhances workplace trust
  • Complements WIBA coverage

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    WIBA

    What is WIBA Insurance?

    WIBA (Work Injury Benefits Act) Insurance is a mandatory cover in Kenya that protects employees against injuries, disabilities, or death arising from work-related activities.

    It ensures that injured employees receive medical care and compensation while protecting employers from financial and legal risks.

    • Medical expenses for work-related injuries
    • Temporary or permanent disability
    • Death benefits for employees
    • Occupational illnesses
    • Construction companies
    • Manufacturing firms
    • Transport & logistics businesses
    • Offices and corporate environments
    • SMEs and startups with staff
    • Fast policy issuance
    • Affordable group rates
    • Fast and reliable claims process
    • Expert claims support
    • Legal compliance with Kenyan law
    • Financial protection against compensation claims
    • Employee safety and welfare assurance
    • Reduced business risk exposure
    • Peace of mind for employers

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